ZENITH BANK PLC Q3 UNAUDITED RESULT SEPTEMBER 30, 2013
2013(000,000) 2012(000,000) Change (000,000) %Change
Turn Over 255.299 229.161 26.138 11.41
PBT 83.037 75.223 7.814 10.39
Tax 13.286 11.162 2.124 19.03
PAT 69.751 64.061 5.690 8.88
ZENITH BANK PLC Q2 UNAUDITED RESULT JUNE 30, 2013
2013(000,000) 2012(000,000) Change (000,000) %Change
Turn Over 171.024 151.103 19.921 13.18
PBT 54.083 50.163 3.920 7.81
Tax 8.664 7.752 0.912 11.76
PAT 45.419 42.411 3.008 7.09
ZENITH BANK PLC AUDITED FINANCIAL REPORT AS AT 31 DECEMBER 2012
2013(000,000) 2012(000,000) Change (000,000) %Change
Turn Over 86.977 72.352 14.625 20.21
PBT 28.877 23.012 5.865 25.49
Tax 5.469 3.786 1.683 44.45
PAT 23.408 19.226 4.182 21.75
ZENITH BANK PLC AUDITED FINANCIAL REPORT AS AT 31 DECEMBER 2012
2013(000,000) 2012(000,000) Change (000,000) %Change
Turn Over 86.977 72.352 14.625 20.21
PBT 28.877 23.012 5.865 25.49
Tax 5.469 3.786 1.683 44.45
PAT 23.408 19.226 4.182 21.75
ZENITH BANK Q3 UNAUDITED (SEPT, 2012)
2012(000,000) 2011(000,000) Change (000,000) %Change
Turn Over 229.161 183.067 46.094 25.18
PBT 75.223 53.129 22.094 41.59
Tax 11.162 10.592 0.570 5.38
PAT 64.061 42.537 21.524 50.60
Unaudited Results (Q2, June, 2012)
2012(000,000) 2011(000,000) Change (000,000) %Change
Turn Over 151.103 123.197 27.906 22.65
PBT 50.163 36.794 13.369 36.33
Tax 7.752 4.694 3.058 65.15
PAT 42.411 32.100 10.311 32.12
Unaudited Results 1st quarter (March, 2012)
2012(000,000) 2011(000,000) Change (000,000) %Change
Turn Over 72.356 54.257 18.099 33.36
PBT 23.012 18.350 4.662 25.41
Tax 3.786 3.087 0.699 22.64
PAT 19.226 15.263 3.963 25.96
Audited Year-End Results (Dec. 31, 2011)
2011(000,000) 2010(000,000) Change (000,000) %Change
Turn Over 244.070 192.488 51.582 26.80
PBT 60.698 50.026 10.672 21.33
Tax 16.509 12.612 3.897 30.90
PAT 44.189 37.414 6.775 18.11
ZENITH BANK PLC: Unaudited result for the third quarter ended 30th September 2011
2011(000,000) 2010(000,000) Change (000,000) %Change
Turn Over 183.955 139.601 44.354 31.77
PBT 50.134 39.159 10.975 28.03
Tax 380.604 363.561 17.043 4.69
PAT -330.470 -324.402 -6.068 1.87
ZENITH BANK PLC Unaudited Half-Year June 2011
2011(000,000) 2010(000,000) Change (000,000) %Change
Turn Over 122.839 96.850 25.989 26.83
PBT 35.046 25.336 9.710 38.32
Tax 0.000 0.000 0.000 -50.00
PAT 35.046 25.336 9.710 38.32
ZENITH BANK PLC 28 April 2011Unaudited Q1 March 2011                              
2011(000,000) 2010(000,000) Change (000,000) %Change
Turn Over 54.257 55.030 -0.773 -1.40
PBT 18.159 13.206 4.953 37.51
Tax 0.000 0.000 0.000 -50.00
PAT 18.159 13.206 4.953 37.51
ZENITH BANK PLC Audited Year Ended December 2010
2010(000,000) 2009(000,000) Change (000,000) %Change
Turn Over 192.488 277.300 -84.812 -30.58
PBT 50.026 35.085 14.941 42.59
Tax 12.216 14.482 -2.266 -15.65
PAT 37.810 20.603 17.207 83.52
ZENITH BANK PLC Unaudited Q3 (September) 2010  
2010(000,000) 2009(000,000) Change (000,000) %Change
Turn Over 139.601 161.613 -22.012 -13.62
PBT 39.159 13.216 25.943 196.30
Tax 0.000 2.080 -2.080 -100.00
PAT 39.159 11.136 28.023 251.64
ZENITH BANK PLC Unaudited Q2 June 2010  
2010(000,000) 2009(000,000) Change (000,000) %Change
Turn Over 96.850 111.071 -14.221 -12.80
PBT 25.336 12.627 12.709 100.65
Tax 4.031 2.777 1.254 45.16
PAT 21.305 9.850 11.455 116.29
ZENITH BANK PLC INTERIM REPORT FOR THE PERIOD ENDED 31ST MARCH 2010 FIRST QUARTER
2010(000,000) 2009(000,000) Change (000,000) %Change
Turn Over 55.030 52.628 2.402 4.56
PBT 13.206 11.758 1.448 12.32
Tax 3.697 2.572 1.125 43.74
PAT 9.509 9.186 0.323 3.52
FOURTH QUARTER REPORT FOR THE PERIOD ENDED 30TH SEPTEMBER 2009
2009(000,000) 2008(000,000) Change (000,000) %Change
Turn Over 199.000 166.635 32.365 19.42
PBT 47.158 44.894 2.264 5.04
Tax 4.623 9.876 -5.253 -53.19
PAT 42.535 35.018 7.517 21.47
ZENITHBANK PLC PERIOD 9 MONTHS ENDED 30-06-2009
2009(000,000) 2008(000,000) Change (000,000) %Change
Turn Over 166.606 126.499 40.107 31.71
PBT 37.486 32.868 4.618 14.05
Tax 8.322 8.111 0.211 2.60
PAT 29.164 24.757 4.407 17.80
INTERIM FIANACIAL REPORTING FOR THE SECOND QUARTER ENDED MARCH 31 2009
2009(000,000) 2008(000,000) Change (000,000) %Change
Turn Over 109.685 91.525 18.160 19.84
PBT 26.015 22.223 3.792 17.06
Tax 5.723 5.333 0.390 7.31
PAT 20.292 16.890 3.402 20.14
PERIOD 1ST QUARTER ENDED 31-12-2008
2008(000,000) 2007(000,000) Change (000,000) %Change
Turn Over 52.038 28.794 23.244 80.73
PBT 14.256 10.071 4.185 41.55
Tax 3.151 1.812 1.339 73.90
PAT 11.105 8.259 2.846 34.46
UNAUDITED RESULT FOR 12 MONTHS ENDED 30-06-2008
2004(000,000) 2003(000,000) Change (000,000) %Change
Turn Over 158.294 94.880 63.414 66.84
PBT 50.284 25.676 24.608 95.84
Tax 9.244 6.896 2.348 34.05
PAT 41.040 18.780 22.260 118.53